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Rates "may seem high," says Robert Tunmire, check credit free Spokane Dwyer's executive vice president, "but they're not putting check credit free Spokane their homes up as collateral or anything like that." Dwyer also check credit free Spokane gives a 10% discount to franchisees who pay cash. Some would-be franchisees are foregoing loans and check credit free Spokane tapping their 401(k) retirement funds for financing. It works this way: The franchisee sets up a C corporation that will own and operate his or her business.

He or she then rolls check credit free Spokane over money from a 401(check credit free Spokane k) into that corporation's profit-sharing plan. check credit report for free The individual then directs that those funds be invested into the franchised business. While such maneuvers may be an attractive alternative to conventional financing, they "should be a carefully investigated decision," says Leonard Fischer, chief executive of BeneTrends Inc., North Wales, Pa., a small-business finance adviser specializing in tapping 401(k)s. One potential downside: Should the franchise fail, the 401(k) money can be wiped out. free credit report one per year

Also, financial check credit free Spokane experts suggest checking with a professional on possible tax implications. Equifax, Inc. (NYSE: EFX - News) is finding new check credit free Spokane avenues for growth in the international, personal and commercial solution businesses, while its U.S. consumer information solution business is also showing signs of improvement. The company's growing reliance check credit free Spokane on subscription income provides a steady revenue stream, and the TALX acquisition is accretive check credit free Spokane to its earnings. Based on the company's year-to-date performance, current market trends and management's expectations -- as well as a weak U.S. fair credit report economic environment -- Equifax expects consolidated annual revenue growth to be in the range of check credit free Spokane 9% to 12% for full-year 2008.